Telegraph Retirement Services have been established since 1998. The service is provided by Origen, a firm of independent financial advisers specialising in retirement options and annuities.

The Origen Annuity Service provides you with the means of finding one of the most competitive annuity rates currently available from your pension fund at retirement.

By using the Open Market Option (OMO) you have the option to buy your annuity from the pension providers offering some of the most competitive annuity rates. By using this option you can substantially improve your annuity income for life.

Please ensure that you read Origen's KeyFacts about our service and Terms of Business before proceeding.

I / We have read and understood the above 'Keyfacts about our service' and 'Terms of Business'.